Never Under-Estimate Accident Damage
No matter how careful a person you’re, at some stage in your driving life you are likely to be involved in any sort of accident of some kind, whether caused by you or perhaps a third party. Following the initial shock has worn out you start to evaluate the damage and choose whether or not to claim on your insurance. Sometimes another party may suggest a cash payment to work through the harm. It’s never a good idea to accept this because the damage can be worse than you believe.
Recently one of our fleet of classic cars was out on hire and also the customer had any sort of accident. No other vehicles were involved and also the accident was caused by a momentary error of judgement – easily done. Fortunately neither the motive force nor his passenger were injured.
There was some obvious damage to the leading end of the Austin Healey which didn’t look disastrous. The engine would not restart therefore the car was pushed right into a nearby car park. I was already in order to collect the Healey so was on the scene in about Fifteen minutes.
The engine wouldn’t start as the impact had broken a plastic bracket around the engine which held the throttle linkage. The motive force and passenger were safely seen on their way and also the RAC called. After a short wait an orange van arrived and the RAC man jury rigged up a brief throttle bracket so I could drive the vehicle to base. While working underneath the bonnet we noticed that the radiator fan (engine mounted and never electric) had jammed in the side from the radiator bracket.
Throughout the accident the engine had obviously shifted forwards on its mountings coupled with hit the radiator. Unsurprising really as it is a 3 litre, 6 cylinder, cast iron engine which may have had considerable momentum of their own. The fan pulley had dented the radiator in addition to imbedding the fan in the bracket and the end from the crankshaft had hit the chassis cross member before bouncing back. Just as well the engine hadn’t restarted because it probably would have shredded the radiator.
The RAC man freed in the fan making sure the blades were free from the radiator which did not appear to be leaking, before we restarted the engine.
The vehicle ran OK and was driven the 25 miles back to base and seemed OK although the engine sounded noisier than usual, the steering was stiff and also the speedo seemed to have eliminate.
The following day it was time to evaluate the harm in daylight, starting with an entire photo record from the state of the car.
The primary damage ended up being to the leading panel round the radiator and also to the valance underneath the front bumper. Amazingly the bumper was not bent even though bumper brackets were. These were removed for access. The aluminium front valance was badly bent and the metal had ripped where it was bolted to the chassis members. The Healey have been fitted having a sump guard after a previous customer had holed the sump, so this was removed. The front part of this had bent around the anti-roll bar, which was itself bent. The steering arm was also bent.
Clearly the front valance would need re-shaping or cutting out and a repair panel welding in. Aluminium isn’t easiest of metals to weld.
The Austin Healey ended up being taken into my local garage for a full inspection on the ramps.
Once up in the air, more damage came to light.
Among the engine mountings had broken, hence the engine moving forwards and the noisier engine around the return trip.
The engine was rubbing around the steering shaft, hence the stiffened steering.
The harm to the radiator meant this needed replacing.
The chrome grille surround was in poor condition and then any attempt to re-shape it would probably damage it much more, necessitating replacement.
The steering wheel was bent in the effect of the driver hanging on, on impact.
The labour to repair the leading panel alone involved three times my primary guesstimate, to which needs to be added the price of parts
Front repair panel
Steering arm
Grille chrome surround
Radiator
Speedo
Throttle bracket
Engine mounting
Bumper brackets
We’d an identical situation with hidden damage almost ten years ago when a customer damaged our Triumph Stag. Again this was a front end impact and the front valance and wings were repaired. But after the crash we found there was oil leaking from the rear axle, which in fact had not been the case beforehand. The impact from the accident had travelled down the engine, the gearbox, across the prop shaft coupled with cracked a plate on the front of the rear axle.
In one respect it is lucky the Austin Healey is really a classic with a heavy steel chassis. OK the front of the body and radiator were damaged but the steel chassis wasn’t. Had this been a contemporary car constructed with crumple zones within the structure, the impact would have collapsed the entire front-end from the car, crushing the radiator and engine also it could possibly happen to be a complete discount.
The morals from the both the Austin Healey and Stag incidents are listed below:
1) Never guess at repair costs based on a preliminary superficial examination,
2) Always have the vehicle examined by a competent garage or crash repair shop.
3) If another vehicle is involved never pay a cash settlement as possible virtually guarantee it’ll never be enough.